Frequently Asked Questions

It is one of their perks that they provide free credit scores as a part of their service. The credit score provided, while charming, is a VantageScore 3.0, which is the exact score provided for free by several other services. At most half, a dozen companies offer a free credit score, so this offer isn’t very impressive.


Common Questions

Are these cards better than other unsecured credit cards?

Let’s take a look at Credit One’s Bank Platinum Visa to rebuild credit:

The annual cost is $75 for the first year, then $99 per year after the first year. Aspire credit card rates are above average. However, it is also more expensive, with a more expensive high-end model. If you’re only paying $49 a year, that’s fine. Paying $175 is more than double the cost of a Credit One card.

Which bank issues the Aspire credit card?

Credit One issues the Aspire credit card. As Aspire does not have a banking license, it has partnered with the Bank of Missouri to issue all of its credit cards.

What else do I need to get my Aspire credit card approved?

There is no guarantee that you will be approved for a credit card, regardless of your credit rating. Your credibility is probably the most important factor when considering your loan application. However, Aspire Federal Credit Union also considers other factors such as your income, debt, and any negative items on your credit report.

Is the Aspire credit card worth it?

If you’ve received this offer and want to take advantage of it, review your options to see if you can get a more secure credit card to help you get credit. There are many options and you need to see if you can find the same credit card for a lower price.

It has an annual fee of $0, an initial transfer fee of 3%, and a fee of up to 5% for onward transfers (see terms). You don’t owe any money on your credit cards. Other credit cards may reward you much more if you have a high balance and are used to paying your bill in full each month.